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Any claim adjusters or insurance lawyers here?
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  (#1)
GP Racer
 
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Any claim adjusters or insurance lawyers here? - May 18, 2009, 02:26 PM

The quick and dirty. My bike is totalled. Other party's insurance paying for the damages. It's been over a month now and their insurance has not once called me with updates or anything. I've called them and get the same story. "It's in the works and someone will contact you at the end of the week." We are now on week 5.

Question is, what is the stat of limitations with insurance claims? Is there a time frame when they must have a claim resolved?

Also what other recourse can I take to have this resolved. Calling the other parties insurance has not gotten me any closer. The adjuster does not call back after several messages have been left. The office just tells me it's in the adjusters hands.
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Say Jur Oh
 
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May 18, 2009, 02:40 PM

Sit in the adjuster's office.


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I'm Taking Over!
 
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May 18, 2009, 02:42 PM

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Sit in the adjuster's office.
Pay Them a Visit!


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May 18, 2009, 02:43 PM

Ummmm you could hire Bo-Bo and Knuk knuk to pay him a visit....but on the real that sucks cuz i know you are hurting on these nice days that we have even though there hasn't been many....


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May 18, 2009, 03:12 PM

Ah, this is where it gets fun! The adjuster is in AZ cause the insurance company doesn't have that many adjusters that do motorcycle claims. So a visit is out of the question.
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May 18, 2009, 03:16 PM

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Ummmm you could hire Bo-Bo and Knuk knuk to pay him a visit....but on the real that sucks cuz i know you are hurting on these nice days that we have even though there hasn't been many....
Sad part is that there's still a lien on this bike so I can't even go buy another until I get reimbursed.

I hate insurance companies.....
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Say Jur Oh
 
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May 18, 2009, 03:17 PM

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Originally Posted by Bmiester View Post
Ah, this is where it gets fun! The adjuster is in AZ cause the insurance company doesn't have that many adjusters that do motorcycle claims. So a visit is out of the question.
I wonder if you can send a collections agency after an insurance company....


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  (#8)
and go
 
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May 18, 2009, 03:18 PM

threaten to get your lawyer involved.
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May 18, 2009, 03:26 PM

Send a letter requesting that the company settle your claim immediately by certified mail. Also state in the letter that you have tried repeatedly to work with them on this and that you have been very patient. Then state that the payment is due in full within 24 hours after the letter is received. Request the delivery confirmation. Once that letter has been delivered and has been in their hands for 24 hours during the business week, aggressively pursue a case in court. I'm pretty sure you can go after them in the county in which the damage took place. You should be able to find your district court online, and they should be able to provide you with everything you need for filing a complaint. I think this will be handled by some special insurance enforcement division or similar.

You do not have to sit back and take this kind of crap. Your action from this point forward needs to be swift, severe, and certain so that they come to understand that you're done playing around.


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May 18, 2009, 03:31 PM

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Originally Posted by OrangeShirtDude View Post
Send a letter requesting that the company settle your claim immediately by certified mail. Also state in the letter that you have tried repeatedly to work with them on this and that you have been very patient. Then state that the payment is due in full within 24 hours after the letter is received. Request the delivery confirmation. Once that letter has been delivered and has been in their hands for 24 hours during the business week, aggressively pursue a case in court. I'm pretty sure you can go after them in the county in which the damage took place. You should be able to find your district court online, and they should be able to provide you with everything you need for filing a complaint. I think this will be handled by some special insurance enforcement division or similar.

You do not have to sit back and take this kind of crap. Your action from this point forward needs to be swift, severe, and certain so that they come to understand that you're done playing around.

well put this is great advice..


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May 18, 2009, 03:40 PM

Isn't it YOUR insurance companies job to do this for you?


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Track Ho
 
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May 18, 2009, 03:52 PM

+1 who is your insurance company?

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Isn't it YOUR insurance companies job to do this for you?


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GDMFSOB
 
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May 18, 2009, 04:17 PM

+1, but you do need to start documenting calls and sending cert'd letters. Lawyers love paper trails. Also, consider filing a claim against them to cover incedental losses like gear, time, and the fact that your bike was (hopefully) in 100% shape until their insured clobbered you.


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May 18, 2009, 04:44 PM

Does the lien holder know about this? If you have a loan for that bike through a major bank or credit union, I'll bet they can get things shaking for you. Afterall, that bike partially belongs to them, and it is in their best interest to have that claim taken care of.

I really think you are getting the business from that fly-by-night outfit, and I'm concerned that they may have no intention of cutting you a check until some sort of pressure gets put on them. The legit insurance companies settle claims in days, sometimes even hours, not weeks.


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whoa preppy......
 
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May 18, 2009, 06:44 PM

Quote:
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Isn't it YOUR insurance companies job to do this for you?



yes. Contact them. They will subrogate your claim. Let them do the footwork. You are paying them to. If it starts looking drawn out, your insurance company will pay you and go after the other company.


I was a licensed underwriter for several years.


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