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Dental Care Question: Pre existing issues?
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Dental Care Question: Pre existing issues? - December 16, 2009, 11:18 AM

Any dentists or oral hygienists here? I took a new job over the summer and waited until my old dental plan ran out before picking up my new employers dental insurance through Aetna. It's a very nice plan so I was sort of waiting to have some dental work done until I got on the new plan. You feel me here?

My question is whether I need to pretend like all my problems developed recently. In other words, do dental insurance providers ever say that they won't cover a cavity treatment because the cavity probably started before the coverage began?

Just wondering whether I need to be careful in describing my tooth's history.

Thanks, not in advance, but right now at this point in time because I really appreciate any information and/or recommendations.


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December 16, 2009, 11:22 AM

No such thing as pre-existing issues.... new insurance, new issues
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December 16, 2009, 11:51 AM

SWEET!!! Thanks man!


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December 16, 2009, 12:18 PM

Thats not true.. It all depends on your insurance. If it was a pre existing issues they will have to ask the insurance if it will be covered. I have CIGNA through my company and they wouldn't cover certain things because they were pre existing. There is some pre existing clause that your dentist should know about....


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December 16, 2009, 12:24 PM

Only major medical/dental issues would be a concern to the insurance company. Something like a cavity would not.

Also, check the plan. Most dental insurances have a wait period on all procedures. Usually a root canal will have to wait until you've been on the plan for 6 months or so.


Every time we hold our tongues instead of returning the sharp retort, show patience with another's faults, show a little more love and kindness, we are helping to stock-pile more of these peace-bringing qualities in the world instead of armaments for war. -- Constance Foster
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