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Insurance
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  (#1)
Got Any Gwapes?
 
boomboom929's Avatar
 
Posts: 2,362
Join Date: December 19, 2003
Location: Rockville
Insurance - October 24, 2011, 05:21 PM

What do you have?

I've been a fan of State Farm for years, but since moving to Md and more particularly, Montgomery Co, I'm getting killed on insurance.

I have a Tundra, a Ford Diesel Van, a GSXR 1000 , a Harley Dresser and an enclosed trailer; I was paying $4,100 per year. I have no tickets and no accidents.

I called a friend at Liberty Mutual and he brought my total down to $2,400 per year, kind of dramatic.

In fairness, my van is the most expensive because it's used for work and very large/heavy.

If you think you may want to save some money, call

Jon Morse
Liberty Mutual
240.674.0248

...he does Va/Md/Dc/Wva


"I didn't know they gave out rings at the Holocaust"

*GODFATHER*
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  (#2)
Suddenly Superstitious!!!
 
MudDawg's Avatar
 
Posts: 5,391
Join Date: August 25, 2004
Location: Dulles
October 24, 2011, 06:06 PM

Break out your insurance per vehicle for true comparison. I found that for my truck State Farm was a bit more expensive. But that for my bikes it was significantly cheaper. The difference was large enough for the bike that it was a lot cheaper to stay with SF.

Would like to see other's bills for comparison.

Oh, 44, no tickets, married, wife no tickets either. House, cars, bikes, etc. So I get the multi-thingy discount.


I want my baby back, baby back, baby back....Chileeeeee's bay back...
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  (#3)
MSF Student
 
WSmitty's Avatar
 
Posts: 82
Join Date: October 16, 2011
Location: MoCo
October 24, 2011, 06:13 PM

Progressive.
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  (#4)
This Space for Sale
 
NateDieselF4i's Avatar
 
Posts: 791
Join Date: November 5, 2010
Location: Arlington
October 24, 2011, 06:17 PM

State Farm -

New Tahoe full coverage above minimums 500 deduct. 785 / year

2009 CBR 600 full coverage above mins 500 deduct. 382 / year

Renters policy not sure the level of coverage 115 / year

27, clean driving record.


009 CBR 600RR
Street

2003 R6
Track

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  (#5)
2 wheels for life
 
Deep's Avatar
 
Posts: 8,134
Join Date: August 14, 2007
Location: Helsinki, Finland
October 24, 2011, 06:28 PM

10 pages


Adrenaline Addict
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  (#6)
Suddenly Superstitious!!!
 
MudDawg's Avatar
 
Posts: 5,391
Join Date: August 25, 2004
Location: Dulles
October 24, 2011, 06:58 PM

Quote:
Originally Posted by NateDieselF4i View Post
State Farm -

New Tahoe full coverage above minimums 500 deduct. 785 / year

2009 CBR 600 full coverage above mins 500 deduct. 382 / year

Renters policy not sure the level of coverage 115 / year

27, clean driving record.

Wow. I need to look at the cost of my coverage. Mine was very similar to yours a few years back. But I was married, owned my house, etc.


I want my baby back, baby back, baby back....Chileeeeee's bay back...
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  (#7)
Give me the Ban Button!
 
Nubbs's Avatar
 
Posts: 7,770
Join Date: October 16, 2006
Location: In a box
October 24, 2011, 07:11 PM

State Farm

ford explorer 100/300 full
Jeep wrangler 100/300 full
Ducati monster 100/300 ful
10K in camera equipment rider
good amount of life insurance

2 tickets, 35, married no kids

$243.00 a month





MY SPELLING SUCKS....DEAL WITH IT



MyCanikon.net A place to hang out if you are interested in talking photography.
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  (#8)
it's "Leave," you idiot.
 
BiffTannen's Avatar
 
Posts: 991
Join Date: April 5, 2011
Location: Hill Valley, CA
October 24, 2011, 08:17 PM

120 a month for 07 malibu and 06 equinox.

500/year for buell 1125r.

All full coverage with fifty dollar deductibles.

Bike insurance is about to go down 20 more percent cuz of ridercoach
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  (#9)
Suddenly Superstitious!!!
 
MudDawg's Avatar
 
Posts: 5,391
Join Date: August 25, 2004
Location: Dulles
October 24, 2011, 08:20 PM

@Biff - raise your deductible and put the difference away to cover the difference in the eventuality of an accident.


I want my baby back, baby back, baby back....Chileeeeee's bay back...
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  (#10)
Super Moderator
 
Scorpion9R's Avatar
 
Posts: 6,648
Join Date: November 30, 2003
Location: Washington Metropolitan Area
October 24, 2011, 08:20 PM

Wow..State Farm was the cheapest I could find for everything a while ago..


“People sleep peaceably in their beds at night only because rough men stand ready to do violence on their behalf.”
-George Orwell


CCS Amateur #588
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  (#11)
it's "Leave," you idiot.
 
BiffTannen's Avatar
 
Posts: 991
Join Date: April 5, 2011
Location: Hill Valley, CA
October 24, 2011, 08:30 PM

Quote:
Originally Posted by MudDawg
@Biff - raise your deductible and put the difference away to cover the difference in the eventuality of an accident.
It makes very little difference in my monthly premium and is worth the peace of mind
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  (#12)
whoa preppy......
 
Scot's Avatar
 
Posts: 7,072
Join Date: May 19, 2005
Location: Fredericksburg, Va
October 24, 2011, 08:44 PM

I totalled a bike in April.


My rate = BONER SANDWICH


2018 XSR700
2013 Moto Guzzi V7 Racer
2019 Honda Monkey
2019 Z900 ABS
2019 Janus Halcyon
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  (#13)
it's "Leave," you idiot.
 
BiffTannen's Avatar
 
Posts: 991
Join Date: April 5, 2011
Location: Hill Valley, CA
October 24, 2011, 08:57 PM

Quote:
Originally Posted by Scot
I totalled a bike in April.

My rate = BONER SANDWICH
It's cuz it was a beautiful Duc.

Hey do you have a dirtbike?
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  (#14)
whoa preppy......
 
Scot's Avatar
 
Posts: 7,072
Join Date: May 19, 2005
Location: Fredericksburg, Va
October 24, 2011, 09:04 PM

nope. Gots nowhere to ride one.


2018 XSR700
2013 Moto Guzzi V7 Racer
2019 Honda Monkey
2019 Z900 ABS
2019 Janus Halcyon
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  (#15)
it's "Leave," you idiot.
 
BiffTannen's Avatar
 
Posts: 991
Join Date: April 5, 2011
Location: Hill Valley, CA
October 24, 2011, 09:07 PM

Quote:
Originally Posted by Scot
nope. Gots nowhere to ride one.
I found trails near my house
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