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know anything about debt collection???
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I came I saw I shat mysef
 
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know anything about debt collection??? - January 9, 2010, 10:14 AM

Anyone know anything about debt collection?
I was contracting for the a*hole who now appears to not want to pay me.
90 days out on net 15 and he answers no emails.
Owes me over 15k on services rendered and I even have an email from him over 60 days old that says "he will pay next week".. No complaints about service, no nothing.. Just silence and no check..

Find a lawyer? Debt collection agency?
Anyone got any experience with this kind of thing?


-john
wera, ccs - novice # 979 - sv650
Aprilia Falco (sold), Gs500 (sold), KTM300 (sold)

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January 9, 2010, 10:54 AM

Skip the debt collector. They'll just try to harass the guy to get your debt and keep 25% of whatever they collect. They have no legal remedy to do anything but harass harass harass ...

Get a lawyer > Go to civil court > Win default judgment since he probably won't show > turn the judgment into a collections order > then you have many more legal avenues to collect on the debt including asset seizure and garnishes.



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January 9, 2010, 11:23 AM

Yep Heist pretty much nailed that one. In the flooring business this happens to us all the time. We are required to put a mechanics lien on the property within 90 days of the last work done there or we can not lien it. But even a lien is pretty much worthless anymore. Taking them to court is usually the best option for us to collect. We have tried collection agencies, but they rarely are able to collect anything, because as Heist suggested they are really just a harass and threat agent and have no legal recourse (even though they tell you they do).

My advice as a business professional....File a suit against him Monday. Don't wait. get in there before he can file bankruptcy (which seems to be the new out for contractors, then they open a new business doing the exact same thing the next day and it is legal) Anybody owes me money anymore I sue them ASAP within the legal limits required. This economy turns honest men into crooks and knows no friends.


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Last edited by GUZZ; January 9, 2010 at 11:25 AM..
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January 9, 2010, 12:53 PM

What they said. Under $5k you can do it yourself. Over $5k you need a lawyer. In VA everything you have to spend to collect a debt, can be added to teh debt. So if it is possible to collect, you will eventually get all your money, even legal fees.
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January 9, 2010, 01:10 PM

lawyer contacted...
He's good too..
Used him for other things..


-john
wera, ccs - novice # 979 - sv650
Aprilia Falco (sold), Gs500 (sold), KTM300 (sold)

"I'll believe corporations are people when Texas executes one of them."

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January 9, 2010, 02:11 PM

+1


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January 9, 2010, 02:26 PM

Quote:
Originally Posted by GUZZLER View Post
My advice as a business professional....File a suit against him Monday. Don't wait. get in there before he can file bankruptcy (which seems to be the new out for contractors, then they open a new business doing the exact same thing the next day and it is legal)


This economy turns honest men into crooks and knows no friends.
100% Co-sign.
Burn this into your mind.



“Any man who tries to be good all the time is bound to come to ruin among the great number who are not good. Hence a Prince who wants to keep his authority must learn how not to be good, and use that knowledge, or refrain from using it, as necessity requires”.

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January 9, 2010, 07:21 PM

The perfect example of this would be the White House crashers. They owed the landscape co only $900.00 but landscape co. hired a lawyer and for roughly $1000 so the couple ended up having to pay I think a little over $2000 in the end. But taken the time to do this process in the worst part. Sorry to discourage but thats the truth! Good luck let us know how it turns out please.


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January 9, 2010, 09:46 PM

That sucks, cowards and crooks....gotta love them. Karma......good luck.
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January 9, 2010, 10:02 PM

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