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State Farm is an AWESOME ins company
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State Farm is an AWESOME ins company - September 25, 2006, 10:51 AM

I had posted up at the beginning of the month about my SV being stolen. Well, State Farm covered everything... No hassle, no spanish inquisition, no runaround.

<---- Very happy State Farm customer.


Just out of curiousity, to the other riders here who have had bikes "grow legs", how did your ins company treat you? Anybody end up losing big time, etc?

Colin
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September 25, 2006, 11:08 AM

Glad to hear they took care of things for you!!! The last thing you need is a hassle from the insurance company after losing your bike!!!



Angie
05 GSX-R 600 sold

I will be back on 2!!!!
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September 25, 2006, 11:24 AM

They didn't drop you? I've heard State Farm is notorious for dropping motorcycle customers who make claims/get tickets, however their insurance is one of the lowest premiums around for motorcycle insurance.


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September 25, 2006, 11:42 AM

Only 1 claim with them in Jan - Paid off for totaled bike (05' GSXR-1000) + medical coverage checks (they sent me 2x the normal payout for the additional coverage i purchased because my out of pocket bills were over $5k). Still with them & no compliants.


Quote:
Originally Posted by ClemsonJeeper
They didn't drop you? I've heard State Farm is notorious for dropping motorcycle customers who make claims/get tickets, however their insurance is one of the lowest premiums around for motorcycle insurance.
Makes me wonder if the wreckless charge would of stuck in court if I would still be allowed to stick with them.


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September 25, 2006, 11:43 AM

CJ: Nope, they haven't dropped me. I've been with State Farm since I was 18 (lets just call it a long time, eh? ) and have had nothing but amazing service and support.

This was my first theft claim with them, and so far I don't have a single complaint.

AG6: Yes, thanks! It was a huuuuge relief to not have to hassle w/ them
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September 25, 2006, 12:05 PM

Knocking on wood...good stuff from them regarding bikes.
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Cool September 25, 2006, 12:12 PM

Quote:
Originally Posted by ClemsonJeeper
They didn't drop you? I've heard State Farm is notorious for dropping motorcycle customers who make claims/get tickets, however their insurance is one of the lowest premiums around for motorcycle insurance.
if Sash were here he would you.

2 claims within a 2 year period - both totaled. my premium remains the same, SF has been taking care of me since I was 16 ... and yes for the peanut gallery, insurance has been around that long.


DBR
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"Never contract friendship with a man that is not better than thyself." - Confucius

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September 25, 2006, 12:24 PM

+ 1.

They treated me very well when my R1 was stolen last year. I had a check in my hands 2 1/2 weeks later and was on my new bike. I still have them and my rates havent changed.


'82 Yamaha Maxim 650 (motorcycle graveyard)
'03 Yamaha R1 Blue (stolen-recovered by Anne Arundel Co. Police)
'05 Yamaha R1 Black (protected by Scorpio)

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Quote:
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I would've punched her in the falopian tube, but I just chucked her purse.




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September 25, 2006, 12:27 PM

Insurance is all a scam anyway


"Riding a race bike is an art - a thing that you do because you feel something inside."

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"I race to win. If I am on the bike or in a car it will always be the same."

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September 26, 2006, 04:20 AM

No complaints from them either, had a bike stolen back in 02(new) and they took care of it w/no problem. Had a accident Jan. this year (totalled my car) and still had no issue w/them, insurance did go up about $20.00 bux per month but thats nuff'n.


I'd rather be riding my Bike think'n about God than be in Church think'n about my Bike.

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whoa preppy......
 
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September 26, 2006, 06:11 AM

Quote:
Originally Posted by Rossi
Insurance is all a scam anyway



But we need it. What we pay for insurance over a lifetime is probably a 10th of what we actually use. It's the odd case that we hit someone and break their pee pee so it doesn't work anymore. They sue us for 7 figures because they can't pork their wife and win that settlement.


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September 26, 2006, 07:56 AM

Quote:
Originally Posted by Scot


But we need it. What we pay for insurance over a lifetime is probably a 10th of what we actually use. It's the odd case that we hit someone and break their pee pee so it doesn't work anymore. They sue us for 7 figures because they can't pork their wife and win that settlement.

Which goes back to Adrian's comment...scam. You can pay them $100K over time with no claims, yet one little boo-boo and you're still paying out of pocket and your rates are jacked up.

I don't think I've heard anything but raves about State Farm. I have Nation Wide, who I'm not too impressed with but I've been with them for a while so they give me the best rates in DC. So far, I haven't had any claims. [knockonwood]



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whoa preppy......
 
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September 26, 2006, 08:08 AM

Quote:
Originally Posted by rekoniz
Which goes back to Adrian's comment...scam. You can pay them $100K over time with no claims, yet one little boo-boo and you're still paying out of pocket and your rates are jacked up.

I don't think I've heard anything but raves about State Farm. I have Nation Wide, who I'm not too impressed with but I've been with them for a while so they give me the best rates in DC. So far, I haven't had any claims. [knockonwood]

Some say scam, some say business. Unfortunately, it's a business that has us by the short hairs. It also affects us the most since we are of the "frequent user" age by law of averages. Well, you and I are getting out of the main ages of usage. Lots of 20 somethings on this board though. They'll continue to get a dick sandwich (hold the bread) for many years to come.
My mom pays pays 11 cents a year for 12 million dollars worth of coverage on her 2003 Saturd Ion. She's paid 11 cents for the last 10 years. She got into an accident, caused $4000 worth of damage to her own car, and had it all fixed. Her policy is still 11 cents.

When we get older, we'll grow to appreciate it a little more. For the time being, get used to being thrown over a barrel and treated like Chico at a spelling B.


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ATTN INVESTORS!
 
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September 26, 2006, 08:36 AM

..and some say you can never become that rich without stealing. Thanks for letting us frequent users know who's been benefiting from our misfortune. I'll send Ben over to your moms house for reimbursment.



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whoa preppy......
 
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September 26, 2006, 08:38 AM

I hope he's into 60 + year olds who smell like dollar store menthols. Who am I kidding? It's Ben!


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