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CrazyMotorcycleGuy
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WOW, people are dumb about buying shit
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WOW, people are dumb about buying shit - August 3, 2009, 11:08 AM

found this on another forum. I can't believe this kid bought a bike.

read below and post up your dumbest buying decisions. I wanna see if anyone has a worse story than this kid.

"Long story short, buying my bike wasn't the best idea. I'm entering my freshman year at the University of Iowa, and, I'm from illinois. So not only is college ****ing expensive, I'm out of state. They lured me in with Yamaha's promo of $69 a month. That is until I get my bill and realize that when I write a check for $100, 60 something is just the finance charges. I do not want to be making payments like this, I'll end up paying something outrageous, (I wouldn't even want to add it up and see the number)

My plan was to take out student loans and just pay it off, not worry about it while I'm at school and not worry about having to find a job. It makes sense, I work 30 hrs/week max right now, for only a few more weeks before I leave for school. After I graduate I'll be making atleast 50K my first year, it'd be incredibly easy for me to pay off that student loan then..

However, I'm not sure if I'm going to be able to do that, so I might have to sell it. I'm new to all of this though, so I'm not sure how I would go about that. Would I just list it like normal, advertise it, then when I get the money, pay it off and get the title then give it to whomever? And that's only if I get enough that is still owed on it. Do you guys have any advice, or knowledge about this situation?"



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August 3, 2009, 11:25 AM

typical consumer.
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August 3, 2009, 11:26 AM

Quote:
Originally Posted by tecknojoe View Post
found this on another forum. I can't believe this kid bought a bike.

read below and post up your dumbest buying decisions. I wanna see if anyone has a worse story than this kid.

"Long story short, buying my bike wasn't the best idea. I'm entering my freshman year at the University of Iowa, and, I'm from illinois. So not only is college ****ing expensive, I'm out of state. They lured me in with Yamaha's promo of $69 a month. That is until I get my bill and realize that when I write a check for $100, 60 something is just the finance charges. I do not want to be making payments like this, I'll end up paying something outrageous, (I wouldn't even want to add it up and see the number)

My plan was to take out student loans and just pay it off, not worry about it while I'm at school and not worry about having to find a job. It makes sense, I work 30 hrs/week max right now, for only a few more weeks before I leave for school. After I graduate I'll be making atleast 50K my first year, it'd be incredibly easy for me to pay off that student loan then..

However, I'm not sure if I'm going to be able to do that, so I might have to sell it. I'm new to all of this though, so I'm not sure how I would go about that. Would I just list it like normal, advertise it, then when I get the money, pay it off and get the title then give it to whomever? And that's only if I get enough that is still owed on it. Do you guys have any advice, or knowledge about this situation?"

I don't have any stories about people being dumb about buying stuff. But I did read a thread about someone who was dumb about selling stuff. It's a pretty good one:

Click Here



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August 3, 2009, 11:30 AM

Quote:
Originally Posted by akapero View Post
I don't have any stories about people being dumb about buying stuff. But I did read a thread about someone who was dumb about selling stuff. It's a pretty good one:

Click Here




BAHAHAHAHA, nah. that one is dumb about selling stuff. wait, no, FUCKING STUPID AS HELL about selling stuff.



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August 3, 2009, 11:32 AM

Quote:
Originally Posted by akapero View Post
I don't have any stories about people being dumb about buying stuff. But I did read a thread about someone who was dumb about selling stuff. It's a pretty good one:

Click Here



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August 3, 2009, 11:54 AM

lol ownt


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August 3, 2009, 12:08 PM

SNL had a great skit with Steve Martin, "Dont buy stuff you cant afford" www.hulu.com/watch/1389/dont-buy-stuff


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August 3, 2009, 12:12 PM

Quote:
Originally Posted by tecknojoe View Post
found this on another forum. I can't believe this kid bought a bike.

read below and post up your dumbest buying decisions. I wanna see if anyone has a worse story than this kid.

"Long story short, buying my bike wasn't the best idea. I'm entering my freshman year at the University of Iowa, and, I'm from illinois. So not only is college ****ing expensive, I'm out of state. They lured me in with Yamaha's promo of $69 a month. That is until I get my bill and realize that when I write a check for $100, 60 something is just the finance charges. I do not want to be making payments like this, I'll end up paying something outrageous, (I wouldn't even want to add it up and see the number)

My plan was to take out student loans and just pay it off, not worry about it while I'm at school and not worry about having to find a job. It makes sense, I work 30 hrs/week max right now, for only a few more weeks before I leave for school. After I graduate I'll be making atleast 50K my first year, it'd be incredibly easy for me to pay off that student loan then..

However, I'm not sure if I'm going to be able to do that, so I might have to sell it. I'm new to all of this though, so I'm not sure how I would go about that. Would I just list it like normal, advertise it, then when I get the money, pay it off and get the title then give it to whomever? And that's only if I get enough that is still owed on it. Do you guys have any advice, or knowledge about this situation?"

That would be a microcosm of why the economy went to hell, particularly the housing side of it...
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August 3, 2009, 12:16 PM

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That would be a microcosm of why the economy went to hell, particularly the housing side of it...
yep. totally sucks. I feel bad for the kid cause now he's stuck with this bike and if he tries to sell, he's gonna be like 2k in the hole


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August 3, 2009, 01:04 PM

I am convinced that the auto/credit card/etc industries put out these retarded stories to make other people feel better about the fact that they are financing on somewhat better terms (instead of paying cash, like they should for their toys/depreciating assets). You know what I mean? People read sob stories about 100K credit card debt and all the sudden their 5K debt seems just dandy...

This is also why there aren't all that many good deals on new bikes. Too many people don't have titles and want to sell their bikes for what they owe on them.
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August 3, 2009, 01:06 PM

why t.f. would you buy a bike with only 30 hours of work a week?
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August 3, 2009, 01:07 PM

Quote:
Originally Posted by Witold View Post
I am convinced that the auto/credit card/etc industries put out these retarded stories to make other people feel better about the fact that they are financing on somewhat better terms (instead of paying cash, like they should for their toys/depreciating assets). You know what I mean? People read sob stories about 100K credit card debt and all the sudden their 5K debt seems just dandy...

This is also why there aren't all that many good deals on new bikes. Too many people don't have titles and want to sell their bikes for what they owe on them.
this one's a thread on another forum. i don't think it's a story


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August 3, 2009, 01:07 PM

Quote:
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why t.f. would you buy a bike with only 30 hours of work a week?

dude, it'll get you laid broa



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August 3, 2009, 01:22 PM

My friend did the same exact thing, dropped it but then found some idiot to buy for how much he bought it for to begin with! and then heres the kicker, after the transaction the kid was like my mom wont let me have it in the house, can you hold onto it...
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August 3, 2009, 01:27 PM

Wait till the kid buys a house and finds out how much of that payment goes towards principal and how much towards interest!
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